01413750900 | Who Called From This Number?

Receiving a call from an unknown number can be concerning, especially when it comes from a number like 01413750900. Many people have reported receiving persistent calls from this number, often unsure about the caller’s identity and the reason behind it.

This article will explore who is calling from 01413750900, whether it is a scam or a legitimate call, and how to handle such calls effectively.

Who is Calling From 01413750900?

The phone number 01413750900 originates from Glasgow, Scotland, as indicated by the 0141 area code. Reports suggest that this number belongs to BPO Debt Collectors, a debt collection agency that purchases outstanding debts from various companies.

BPO Debt Collectors is known for contacting individuals regarding unpaid debts that have been transferred from the original creditors. The company purchases debts from multiple sources, including:

• AA (Automobile Association) – Unpaid membership fees or insurance payments.
• TalkTalk – Overdue broadband and mobile bills.
• Barclaycard – Credit card debts that have been sold to a third party.
• Littlewoods Finance – Unpaid installment plans or loans.
• Sky – Unsettled TV, broadband, or phone service payments.

If you have outstanding payments with any of these companies, it is possible that BPO Debt Collectors has acquired the debt and is now attempting to collect payment through calls from 01413750900.

Who is BPO Collections?

BPO Collections is a UK-based debt collection agency that specialises in recovering overdue debts on behalf of various companies. They purchase debts from original creditors or act as an intermediary to collect payments from individuals who have outstanding balances.

Is BPO Collections a Legitimate Company?

Yes, BPO Collections is a legitimate debt recovery company. They are authorised and regulated by the Financial Conduct Authority (FCA) and operate within the UK’s legal framework for debt collection.

However, like many debt collection agencies, they have received complaints about persistent calls and aggressive collection tactics.

Which Companies Use BPO Collections?

BPO Collections buys and collects debts from a wide range of industries, including financial services, telecommunications, and retail credit providers. Some of the companies they have been known to work with include:

• AA (Automobile Association) – Membership fees and insurance payments.
• TalkTalk – Unpaid broadband and mobile service bills.
• Barclaycard – Credit card debts that have been transferred to collections.
• Littlewoods Finance – Store credit and personal finance loans.
• Sky – Unpaid television, broadband, or phone service bills.

If you receive a call from 01413750900, it is likely that BPO Collections is attempting to recover a debt on behalf of one of these companies.

Why is BPO Collections Contacting Me?

If you are receiving calls, letters, or messages from BPO Collections, it is usually because they believe you owe money from a past or outstanding account. They might have:

• Purchased your debt from the original creditor at a reduced price and are now attempting to collect the full balance.
• Been hired by the original company to recover the outstanding amount.
• Incorrectly contacted you due to outdated records or a mistaken identity.

If you do not recognise the debt or believe it to be an error, do not ignore their calls—instead, ask for written proof of the debt before making any payments.

How to Deal with BPO Collections?

If BPO Collections is contacting you regarding a debt:

1. Request Written Proof – Always ask them to send written documentation detailing the debt, the original creditor, and the amount owed.
2. Verify the Debt – Check your own financial records and confirm whether the debt is genuine. If you are unsure, request a copy of your credit report.
3. Know Your Rights – BPO Collections must follow FCA guidelines and cannot harass, threaten, or mislead you. If they engage in unfair practices, you can report them to the Financial Ombudsman Service.
4. Consider Payment Options – If the debt is legitimate and you can afford to pay, contact BPO Collections to arrange a manageable payment plan.
5. Seek Debt Advice – If you are struggling with debt, reach out to StepChange, National Debtline, or Citizens Advice for free financial guidance.

If you believe BPO Collections is wrongly contacting you or engaging in unfair collection practices, you have the right to dispute the debt and escalate the complaint if necessary.

Is 01413750900 a scam or a legitimate call?

BPO Debt Collectors is a legitimate debt recovery agency, but some users have reported aggressive calling tactics, which can make the experience feel unsettling.

If you receive a call from 01413750900, it is likely related to a debt collection attempt. However, it is still advisable to verify their claim before making any payments.

Some warning signs to watch out for include:

• Immediate Payment Demands – A genuine debt collection agency will provide options for repayment rather than pressuring for instant transactions.
• Lack of Verification – If they refuse to provide written confirmation of your debt, this could be a red flag.
• Threats or Harassment – Debt collectors must follow legal guidelines and cannot use threatening or abusive language.
• Calls for Unfamiliar Debts – If you do not recognise the debt they are referencing, request further information before taking any action.

Although BPO Debt Collectors is a regulated company, scammers can sometimes spoof legitimate numbers to trick people into paying fake debts.

If you are uncertain about the caller, always contact BPO Debt Collectors directly using their official website or customer service number to verify their claims.

Why is 01413750900 calling me?

If you are receiving persistent calls from 01413750900, it is most likely because BPO Debt Collectors is trying to recover an outstanding debt that has been transferred to them from a previous creditor.

BPO is a third-party debt collection agency that either purchases unpaid debts from original lenders at a discounted rate or acts as an intermediary to recover payments on their behalf.

1. Your Debt Was Sold to BPO Debt Collectors

Many financial institutions, telecom companies, and service providers sell their unpaid debts to collection agencies like BPO.

When a customer fails to make payments over an extended period, the original creditor may decide to cut their losses and sell the outstanding balance to a debt collection agency at a lower price. BPO then assumes responsibility for recovering the full amount from the debtor.

2. You Have an Overdue Payment with a Service Provider

BPO Debt Collectors is known to handle debts from various companies, including:

• TalkTalk – Unpaid broadband or mobile phone bills.
• Sky – Outstanding TV, internet, or phone service payments.
• Barclaycard – Credit card balances that have been transferred to collections.
• Littlewoods Finance – Store credit accounts or personal loans.
• AA (Automobile Association) – Overdue membership fees or insurance payments.

If you previously had an account with any of these companies and left an unpaid balance, BPO Debt Collectors may now be responsible for collecting the payment.

3. The Debt May Be Old or Forgotten

Sometimes, individuals receive calls from debt collectors regarding debts they forgot about or assumed were settled.

This can happen if an old balance was overlooked, a direct debit was cancelled before the final payment, or the debt was written off by the original creditor before being sold to a collection agency.

4. You May Be a Victim of Mistaken Identity

Debt collection agencies work with large databases, and mistakes can happen. If BPO is calling you for a debt that does not belong to you, it could be due to:

• A clerical error or outdated records.
• A previous tenant or someone who used your address in the past.
• A debt wrongly assigned to your name due to similar details (e.g., same name, date of birth).

If you believe you are being wrongly contacted, it is important to request proof of the debt and dispute the claim if necessary.

5. It Could Be a Scam Call

While BPO Debt Collectors is a legitimate company, scammers sometimes impersonate real debt collection agencies to trick individuals into making payments.

They may use spoofed phone numbers to make it appear as though they are calling from 01413750900.

Signs of a scam call include:

1. High-pressure tactics, such as threats of legal action or immediate payment demands.
2. Lack of verification, refusing to provide written proof of the debt.
3. Unusual payment methods, like asking for gift cards, cryptocurrency, or wire transfers.

If a caller claiming to be from BPO seems suspicious, do not provide any personal details. Instead, hang up and contact BPO Debt Collectors directly using the official phone number listed on their website.

How Can I Stop Calls From 01413750900?

If you no longer wish to receive calls from 01413750900, there are several ways to block or report the number:

Blocking the Number

If the calls are persistent and you do not believe you owe any debt, you can block the number using the following methods:

• On iPhone: Open the Phone app > Recents > Tap the “i” next to the number > Block this Caller.
• On Android: Open the Phone app > Tap the number > Block/Report Spam.
• On Landline: Contact your telecom provider to request call-blocking services.

Reporting the Number

If you feel that the calls are excessive or potentially fraudulent, you can report the number to the following authorities:

• Action Fraud UK – If you believe the call is part of a scam, report it at www.actionfraud.police.uk.
• Ofcom – To report nuisance or spam calls.
• Your Mobile Network Provider – Most networks allow you to report spam numbers by texting the phone number to 7726 (SPAM).

If the calls are genuinely from BPO Debt Collectors regarding an outstanding balance, blocking the number will not erase your debt. It is best to communicate with the company if you believe the debt is incorrect or need assistance with repayment options.

What Should I Do if I Answered a Call From 01413750900?

If you answered a call from 01413750900, here are the steps you should follow:

1. Verify Their Identity – Ask for written proof of the debt before making any payments.
2. Do Not Provide Personal Information – Avoid sharing bank details, passwords, or other sensitive data over the phone.
3. Request a Debt Validation Letter – A legitimate debt collection agency will provide documentation confirming the amount owed and the original creditor.
4. Check Your Credit Report – If the debt is valid, it should be reflected on your credit file.
5. Seek Financial Advice – If you are struggling with debt, contact a debt advice service like StepChange or National Debtline for assistance.

If the call seemed suspicious, it is best to hang up and contact BPO Debt Collectors directly using an official number from their website.

Are There Complaints About 01413750900?

Many users have reported complaints regarding 01413750900, primarily due to:

• Frequent and persistent calling, often multiple times a day.
• Silent or automated calls, where there is no response when answered.
• Aggressive debt collection tactics, making recipients feel pressured.

Online forums and websites such as Who Called Me, Money Advice Online, and Tellows have numerous reviews about this number, ranging from genuine debt collection attempts to possible scam warnings.

How Can I Check if a Phone Number is Safe?

Before engaging with any unknown caller, you can use the following methods to verify the legitimacy of the number:

If the number appears suspicious or is linked to scams, it is best to avoid engaging with the caller and report them to the relevant authorities.

Conclusion

The number 01413750900 is frequently reported for making persistent calls, often linked to debt collection agencies or financial services. While some calls may be legitimate, others could be potential scams.

If you receive a call from this number, always verify the caller, avoid sharing personal information, and take action to block or report the number if necessary.

By staying informed and cautious, you can protect yourself from unwanted calls and possible fraud.

FAQs

Is 01413750900 linked to any specific company?

Many reports suggest that 01413750900 is associated with a debt collection agency or financial service provider, but the exact company remains unclear.

Can scammers fake or spoof this number?

Yes, scammers can spoof legitimate numbers to appear credible. Always verify the caller before sharing any personal details.

Should I call back 01413750900?

It is not recommended to return the call unless you verify that it belongs to a genuine company. Instead, look up the official contact details and reach out directly.

What happens if I ignore the calls from 01413750900?

If it is a legitimate call, ignoring it may lead to more calls or letters from the company. If it is a scam, the calls may stop after some time.

Can I report 01413750900 for harassment?

Yes, if you feel harassed by persistent calls, you can report the number to Action Fraud, Ofcom, or your mobile provider.

Will blocking 01413750900 stop all calls from them?

Blocking the number on your phone will prevent future calls, but they may use other numbers. If the calls persist, report them to the appropriate authorities.